Noblesville, Indiana Chapter 7 Bankruptcy Lawyers
Do you receive several phone calls a day from harassing creditors? Does checking your mail cause stress because you receive collection letters? For people living with overwhelming debt, persistent and often abusive treatment from creditors in their effort to collect from you is the reality. But there is a better way to live. Kincaid & Kincaid, P.C. can discuss your debt relief options. We can stop creditor harassment and get you on the path to financial freedom.
Speak with an attorney about Chapter 7 bankruptcy. Call Kincaid & Kincaid, P.C. at 877-370-5570 to schedule your free initial consultation. You can also e-mail us and we will be in touch with you promptly.
Do I Qualify for Chapter 7?
Chapter 7 is advisable for people who do not have the means to repay virtually any amount of debt. You will undergo a means test that is based on income limits under the law. Factors that are considered in the means test include your geographical location, the size of your family, and living expenses. Our attorneys handle the determination under the means test. If you do not qualify for Chapter 7, Chapter 13 may be an option. We can also discuss any alternatives to bankruptcy you may want to consider.
How Does Chapter 7 Work?
Chapter 7 bankruptcy discharges almost all unsecured debt. A trustee will collect your non-exempt property, convert the property to cash and distribute the cash to your creditors. This does not necessarily mean you will lose all your belongings. Our law firm can answer any questions you have about the process. The process generally takes between three and four months.
Kincaid & Kincaid, P.C. looks forward to helping you obtain a fresh start. Contact us to schedule your free initial consultation.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.